CORE-PLUS Approach: |
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Security types: | Individual stocks, ETFs, and Institutional class mutual funds. |
Style: | Multi-cap and Multi-style including a significant core portion of quality blue chip stocks. |
Asset Selection: | Stocks selected based upon industry competitive advantage analysis, strong company fundamentals, and coupled with either an attractive “growth at a reasonable price” (GARP) valuation or dividend yield. Funds are selected based upon each fund’s composition, as well as the fund manager’s historical track record for actively managed funds. |
Diversification: | Normally, all eleven domestic economic sectors as defined by S&P are represented as well as international and emerging markets exposures when appropriate. |
Composition: | The portfolio typically consists of 45 – 55 individual large and mid capitalization stocks as well as various small capitalization, international and emerging market ETFs and mutual funds. |
EQUITY INCOME Approach: |
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Security types: | Individual stocks, ETFs, and Institutional class mutual funds. |
Style: | Large capitalization, higher dividend yielding individual stocks, and similar mutual funds. |
Asset Selection: | Stocks selected based upon size, financial strength, profitability, dividend yield, and cash flow. Funds are selected based upon each fund’s composition, as well as the fund manager’s historical track record for actively managed funds. |
Diversification: | Normally, most domestic economic sectors as defined by S&P are represented as well as international mutual funds of similar style when appropriate. |
Composition: | The portfolio typically consists of 45 – 55 individual large capitalization stocks as well as various international mutual funds of similar style. |
ETF Approach: |
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Security types: | Exchange Traded Funds (ETFs), and Institutional class mutual funds with no loads and reduced expense ratios. |
Style: | Multi-cap and Multi-style, Active and Passive. |
Asset Selection: | ETFs are selected based upon each fund’s composition. |
Diversification: | Normally, all eleven domestic economic sectors as defined by S&P are represented as well as various small capitalization, international, and emerging market ETFs and mutual funds. |
Composition: | The portfolio typically consists of 11 domestic ETFs, as well as small capitalization, international, and emerging market ETFs and mutual funds. |
MUTUAL FUNDS Approach: |
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Security types: | Institutional class mutual funds with no loads and reduced expense ratios. |
Style: | Multi-cap and Multi-style, Active and Passive. |
Asset Selection: | Funds are selected based upon each fund’s composition, as well as the fund manager’s historical track record for actively managed funds |
Diversification: | Utilization of diversified mutual funds, as well as various small capitalization, international, and emerging market ETFs and mutual funds. |
Composition: | The portfolio typically consists of various actively managed domestic mutual funds, as well as small capitalization, international, and emerging market ETFs and mutual funds. |